Fixed, Flexible and Target savings
Save with discipline. Spend with ease.
Lock savings for up to 12% p.a., set goals that stick, and still have instant transfers, cards, and bill payments in the same app.
Three ways to save, one app.
Lock your money, keep it flexible, or save toward something specific.
From sign-up to saving in three steps.
Getting started is simple: set up and verify your account, add money to your wallet, then pick the savings plan that suits you. No guesswork, and you stay in control of every step.
- 01
Create and verify your account
Sign up with your phone number and confirm the code we send, so we know it's really you. Then verify your identity with your NIN or BVN, which the CBN requires to keep every account secure.
- Your phone number
- A code sent to confirm it's you
- Your NIN or BVN for identity verification
- 02
Fund your wallet
Top up your wallet to get your money into SecureVest. Your wallet is where your balance sits, ready to move into a savings plan whenever you choose, and you can see it as soon as you open the app.
- Your wallet balance shows on the home screen
- Move money into savings when you're ready
- Use the same wallet for transfers and bill payments
- 03
Start saving
Choose the plan that fits what you're saving for and decide how much to put in. You'll see your payout and the rules before you confirm, then you can watch your savings grow.
- Fixed: lock funds for 6 or 12 months
- Flexible: save without a lock-in
- Target: save toward a goal you name
See what your savings could earn.
Pick an amount and a lock period, and see your payout before you commit.
Example
Lock ₦200,000 for 12 months
- Rate
- 12% p.a.
- Payout at maturity
- ₦224,000
+₦24,000 interest
Early withdrawal forfeits interest.
Built to be trusted with your money.
CBN-licensed partner
We work with a partner licensed by the Central Bank of Nigeria (CBN).
Verified accounts
Every account is verified with a NIN or BVN.
The latest from SecureVest.
Watch our newest video, then head to the blog for more on saving smarter.
Watch the latest from SecureVest
See how SecureVest helps you save with confidence, and read more on our blog.
Frequently asked questions
The quick answers to what people ask most.
What types of savings can I choose from?
Fixed, Flexible and Target. Fixed locks your money for 6 or 12 months and earns up to 12% p.a. Flexible lets you save without a lock-in. Target helps you save toward a goal you name.
How much interest can I earn?
Fixed savings earn up to 12% p.a., paid in full at maturity. Use the calculator to see your exact payout before you lock any funds.
What happens if I withdraw a Fixed saving early?
Early withdrawal forfeits the interest. You'll see your payout and maturity date before you lock your funds.
Do I need a NIN or BVN?
Yes. We verify every account with your NIN or BVN, as required by the CBN.
Is SecureVest licensed?
We work with a partner licensed by the Central Bank of Nigeria (CBN).
Ready to start saving?
Download SecureVest and choose how you want to save.